Money

Isn't it ironic that those who have no money tend to be the ones that get pregnant without any trouble? The ones that are responsible with their money struggle with the infertility issues. Should we spend our savings on this or should we wait? Will God give us our children without us going broke? Todd is convinced we should do shared risk. I am not sure. I like the security of getting money back if it doesn't work but I don't like thinking we have to do it that many times. Also, if it does work the next time, that baby cost a pretty penny and we won't have the things we need to take care of that baby (since we will have used all our savings).